Weather any HVAC repair with a flexible way to pay over time.
HVAC Financing that works for you.
The equipment you need is now affordable. Whether you have no credit, bad credit, or perfect credit, we make it easy. We’ve partnered with Synchrony to give you more options.
Interest for 12 months
Payments as low as
Why consider financing your new HVAC?
A new air conditioner or heater is a big deal for many families. That’s where financing comes into play.
AVOID A LARGE UPFRONT COST
The primary advantage of financing is avoiding the upfront cost of home improvements. Even if there are available funds to pay for an HVAC system upfront, a loan frees that money to be invested somewhere else.
MORE UPGRADE OPTIONS
When you finance your heating and cooling system, upgrades are more affordable. This opens a whole new area of savings…energy efficiency.
In the case of HVAC, payments can soften the extra cost of energy-efficient units. This saves thousands of dollars in energy bills over time. If the energy savings achieved are higher than the price premium and interest, the total system cost over time will be lower.
Air Conditioner Financing
Payment terms from 6 months to 72 months, no interest, deferred interest, or fixed payment flexibility. Use the financing calculator.
➤ ONLINE PAYMENTS
Convenient online account management and payment options including autopay.
➤ NO PENALTIES
No default rate for missed payments and no prepayment penalties.
Calculate your monthly payment
Financing can help you pay for a big purchase with manageable monthly payments. Synchrony’s payment calculator will estimate your monthly payments based on the amount you’d like to finance and the promotional financing offer you choose.
3 things savvy HVAC buyers do before purchasing
1. Take advantage of all available tax credits. Some products qualify for federal, state local tax credits if they meet certain criteria like energy efficiency.
2. Special financing and rebates are available on certain products that can lower the price of your system and make payments more convenient.
3. Understand HVAC pricing. Although some units may be a little more expensive, they qualify for tax rebates due to their energy efficiency. They also save you money each money in your enegy bill.